Debt – reduction strategies & what debt costs you
Wills / Living Wills • Legacy Planning -
Preparing your family if the worst occurs
Life insurance- purpose/planning & how to avoid bad policies
Pensions & retirement accounts
Retirement goals and how to get there
Dave Ramsey’s Total Money Makeover – 7 baby steps to financial freedom
TCOLE Credit Available
About the Instructor:
Nick Daugherty retired is a former Sergeant, and current reserve officer, for the Grand Prairie Texas Police Department. As a rookie he acquired over $80k in consumer debt, participating in “stupid tax” (the art of buying toys he couldn’t afford using plastic).
In 2005 he was introduced to the Dave Ramsey program and began utilizing Dave’s 7 baby steps to take back his financial life. He sold some stuff and worked over 1,000 hours of overtime, and in 2007 he paid off his last consumer debt, vowing to never go back into debt again. He quickly became the voice of financial wellness with his fellow officers, and has taught thousands of them from across the nation.
Additionally, Nick has coordinated Dave Ramsey’s Financial Peace University, is a Ramsey certified master financial coach, and serves with national organizations supporting PTSD, suicide prevention, and financial wellness for first responders. He has also authored articles for Police Chief Magazine, TMPA’s Inservice magazine, and Lawenforcementtoday.com. He has the heart of a teacher, and a true passion for teaching first responders how to avoid financial traps, eliminate debt, the ins and outs of personal financial wellness, and how to build financial strength!
Follow the instructor on facebook / twitter @financialcop www.financialcop.com